877 510 5000 Customer Support

Thank you for visting our site Money Now! USA. In order to assist you better, please read the following message below. The best way to apply for our products is online, using our website at MoneyNowUSA.com.

To ensure the highest speed and security, we do not take applications by phone. The fastest way to receive cash is by making your loan selection online right now, and completing the application in full.

For $1,500 to $15,000 Personal Loans - the requirements are simple: You must be a US resident over the age of 18. You should earn a gross income above $1800 a month; and any bankruptcies must be discharged at least 2 years. You should have a credit score above 620, unless you own a home, in which case your credit score should be above 530. If you do not meet these requirements for a personal loan, you can still receive up to $1,500 Unsecured with our Cash Advance program. 

The requirements for a cash advance are: an income of at least $1000 a month, current employment, and an active checking account. No credit checks are required for cash advance loans. So Don’t wait - apply right now – You can receive personal loan funds in less than 24 hours, and a cash advance funds as fast as one hour. If you still have a question you can access our customer support area by calling 877 510 5000. Thank you for visting Money Now! USA – no hassle personal loans.

How much does it cost to apply for a loan?
There are no fees for any of our loan services.

What is the difference between an emergency payday loan and a personal unsecured loan?
An unsecured personal loan allows you to borrow $1,000 to $10,000. These loans can be paid off in between one and four years. To qualify for the loan you must have a credit score of at least 530 or have a co-signer. Emergency payday loans allow you to borrow $100 to $1,500. The repayment term of these loans is very short, approximately two pay periods, however there is no credit check required for the application.

New Lenders

We have recently added more bad credit lenders, to give our customers the best chance of getting the most cash, for the lowest rates. Our New system will automatically search for the best rates though our expanded lender network. With bank and installment loan providers, we now offer unsecured personal loans for consumers who have lower FICO scores. Apply Now.

How much money can I borrow?
This depends on what type of loan you apply for, but in general the better your credit history and score, the easier it will be to borrow more money. The maximum amount of money you can request for when applying for an unsecured personal loan is $10,000. If you are a homeowner you could qualify for $15,000. If you apply for an emergency payday loan the maximum amount of money you can qualify for is $1,500.

I am having trouble submitting my application can someone help me?
The Fastest way to apply for our loan products is online, Some customers have reported trouble getting to the application page. If you are unable to access the loan application page when clicking the apply now button, then Click Here to be directed to the loan application. If this does not work, close all your internet browser windows and then start a new session by typing MoneyNowUSA.com into the browser bar & refreshing the webpage. Doing this will solve the problem 95% of the time. If this still does not work then trying cleaning your internet cache, and or restarting your computer.

How do I receive my loan? Direct deposit, wire transfer or check?
If you were accepted for an unsecured personal loan, you will receive your funds in the form of a check. You may be able to request that these funds be wire transferred to your account. If you were accepted for an emergency payday loan, your funds will be deposited directly into your banking account.

How soon can I expect a loan approval?
You can generally expect to receive notice of your approval within 48 hours.

Can I talk to a real live person?

Yes, however because of our restricted hours and very high call volume it is normally faster to contact us by e-mail.

What should I do if it’s been 48 hours since I applied and I haven't heard anything?
Often you are sent an initial email letting you know that your application has been received and is processing. Because these emails are sent from an unfamiliar email address they are frequently sent to your junk, bulk, or trash folders so be sure to check carefully for messages related to your loan. If you have questions about the status of your loan application please contact by e-mail loanstatus@credit.com. Please allow a full 48 business hours and keep in mind that many of our lending partners are closed over the weekend.

If I am denied a loan is there a waiting period before I can reapply?
Yes, you must wait seven days or one week to reapply.

How will I know if I am approved or declined for a loan?
If you are approved for the loan you will be notified by email or by phone. If you are declined you will be sent an email and/or notified by US mail.

If I am declined for a personal loan, what other options are available?
If you were declined for a personal loan you may which to visit the following web site for additional options. Internet-Loans.blogspot.com/

I have bad credit what should I do?
You are not alone; millions of people have trouble with their credit. We recommend that you obtain copies of your credit reports from all three of the credit bureaus to find exactly what is hurting your credit. Then visit our Leaning Center to get step-by-step directions how to remove negative marks from your credit history.

What is my credit score?
You can request your credit score by clicking here and applying for your credit report and score FREE. This will provide you with an online credit report and score from one of the three credit bureaus. If you would like more credit reporting options, including your credit report from all three credit bureaus or credit monitoring, please click here.

What is a bad credit score?
The average score in US is approximately 680. Anything below a 680 is considered “sub-prime” and needs improvement. However, each of the three major credit bureaus records your score slightly differently. In general, the higher you credit score the better it is. Credit scores usually range from 300 to 850.

What is a good credit score?
The average score in US is approximately 680. Credit scores in mid 700’s to 800’s are the most desirable. However, each of the three major credit bureaus records your score slightly differently. In general, the higher you credit score the better it is. Credit scores usually range from 300 to 850.

Why was I denied a loan?
A lender may deny your application if you did not meet one of the minimum requirements listed on the first page of the application or if:
• Your credit score is too low or you don’t have a credit history
• You do not live in the US
• You have a recent past bankruptcy
• You have poor repayment history, your bills are in collection or you have recently bounced checks.
• You have recently had a vehicle repossessed
Sometimes you can be denied through no fault of your own.

We choose a lender based on the information you provide us and the area you live in. If we do not have lender in your immediate area you may be turned down for a loan.
Our lending partners have a limit to the amount of individuals they can approve in a given time frame. At certain times of the month or year we have a large volume of applicants as a result some of our applicants may be turned down. We highly encourage you to reapply in this situation.

How do I cancel my loan?
When you are approved for the loan you will be contacted by one of our lenders. If you are no longer interested in the loan, simply decline their offer. You do not need to cancel your loan application with us.

I just purchased a car, can I refinance it?
You must wait at least three months before refinancing your vehicle.

Should I use a co-signer?
A co-signer is advisable if you have poor credit history or no credit history. Make sure that your co-signer has better credit standing than you. The idea is that your co-signer’s good credit will help bring up your poor credit. Be careful about choosing a co-signer, however. The records for the shared account, both good and bad, can appear on both your credit report for 7-10 years.

What will my interest rate be?
Your interest rate will depend primarily on three things: your credit score, how much you borrow, and the state you live in. Each state has different regulations governing interest rates. The general rule of thumb is that the better your credit score, the lower your interest rate will be.

Is MoneyNowUSA.com a direct lender?
Money Now USA is a direct lender for Cash Advance Loans only. We finance our cash advance loan though our sister company MoneyNowPayDay. For all other loan products we work with a select group lending partners, but we are not a direct lender. We use our network of lending partners to find you the best rate, and then find loan product to fill your needs. To apply for a Cash Advance Loan Click Here.

What is MoneyNowUSA.com?
Money Now! USA was created in 2005 in Phoenix, AZ We have helped Thousands of borrowers get the best loan, no matter what their credit rating.We are a team dedicated to provide free information about consumer loans and credit related services.We are here to provide credit advice, and locate the best loan product for your needs. We never ask anyone for money upfront to apply for a loan. With Money Now! USA you will never have to pay in advance to apply for any loan products. Our staff includes some of the top experts in financial and consumer credit products,, please feel free to contact us with any questions you may have.

 

I live outside the USA and I need a loan.

Money Now! USA has sister web sites in Canada and also the UK. For UK residents please visit us at Money Now! UK. For Canadian residents check us out @ Money Now! Canada.

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Money Now USA Customer Support 877 510 5000